A provider of loans for those that: Need a new loan, Want a fresh start, Been refused a loan, Damaged or No Credit History.
Instant Loan Decision – 5 Simple Steps
Finance for You Ltd T/a Smart Loans is regulated by the Central Bank of Ireland
Our technology enables a streamlined, simple, and secure process.

1. Get your Rate
Check your Eligibility and rate upfront (no impact on credit score). It takes 2 minutes to get your confirmed APR rate.

2. Apply Online
Upload your supporting documentation & submit your application.

3. Money in your Account
Get your funds deposited after final approval within 24 – 48 hours of being approved.
Calculator Personal Loan
Calculator
Car Loan Calculator
Amount
Loan Term
You will
pay
only per month approx.
Interest Rates can vary depending upon individual applications
The latest
Tips & Articles
- Confirmed Rate
Your guaranteed personalised APR rate may change if you provide Smart Loans with incorrect personal information or security details. In some cases, Smart Loans may need more details from you before we can give you a guaranteed APR rate. - Scammers are currently impersonating Smart Loans and contacting individuals for an upfront payment before they can finalise their loan. Smart Loans will NEVER ask you for an upfront payment before we finalise a loan. We have reported this illegal and unregulated activity to the Central Bank of Ireland.