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A provider of loans for those that: Need a new loan, Want a fresh start, Been refused a loan, Damaged or No Credit History.

Instant Loan Decision – 5 Simple Steps

Finance for You Ltd T/a Smart Loans is regulated by the Central Bank of Ireland

Our technology enables a streamlined, simple, and secure process.

1. Get your Rate

Check your Eligibility and rate upfront (no impact on credit score). It takes 2 minutes to get your confirmed APR rate.

2. Apply Online

Upload your supporting documentation & submit your application.

3. Money in your Account

Get your funds deposited after final approval within 24 – 48 hours of being approved.

Car Loan
Personal Loan

Car Loan Calculator


€4,000 €30,000

Loan Term

2 years 6 years

You will pay
only per month approx.

Interest Rates can vary depending upon individual applications

The latest
Tips & Articles

  1. Confirmed Rate
    Your guaranteed personalised APR rate may change if you provide Smart Loans with incorrect personal information or security details. In some cases, Smart Loans may need more details from you before we can give you a guaranteed APR rate.
  2. Scammers are currently impersonating Smart Loans and contacting individuals for an upfront payment before they can finalise their loan. Smart Loans will NEVER ask you for an upfront payment before we finalise a loan. We have reported this illegal and unregulated activity to the Central Bank of Ireland.